How Estates Are Distributed Without a Will in New Zealand
When someone dies without a valid will in New Zealand, the Administration Act 1969 sets out exactly how their estate must be distributed. This distribution formula determines who inherits the deceased's assets and in what proportions.
Distribution Scenarios
1. Spouse/Partner AND Children
Spouse/Partner receives:
- All personal chattels (belongings, vehicles, household items)
- NZ$155,000 plus interest
- One-third of the remaining estate
Children receive:
- Two-thirds of the remaining estate (shared equally)
- If a child has died, their share passes to their children (the deceased's grandchildren)
2. Spouse/Partner but NO Children
Spouse/Partner receives:
- All personal chattels
- NZ$155,000 plus interest
- If deceased's parents are alive: Two-thirds of the remaining estate
- If no parents: The entire estate
Parents receive:
- One-third of the remaining estate (after the NZ$155,000 and chattels)
- Only if they are alive at the time of death
3. Children but NO Spouse/Partner
Children receive:
- The entire estate divided equally among all children
- If a child has died before the deceased, their share passes to their children
4. NO Spouse/Partner, NO Children
The estate passes in the following order of priority:
1. Parents
The entire estate is divided equally between parents
2. Brothers and Sisters
If no parents, estate divided equally between siblings
3. Grandparents
If no siblings, estate divided equally between grandparents
4. Aunts and Uncles
If no grandparents, estate divided between aunts and uncles
If no relatives exist:
CROWN
Estate passes to the government
Important Notes
Key Points to Remember:
- These distribution rules apply only when there is no valid will
- "Spouse/Partner" includes married, civil union, and de facto relationships (of 3+ years)
- Legally adopted children have the same rights as biological children
- Step-children do not inherit under intestacy unless legally adopted
- The NZ$155,000 spouse/partner entitlement is set by the Administration (Prescribed Amounts) Regulations
- These formulas cannot be changed without a valid will
Comparison: With vs. Without a Will
Without a Will:
- Fixed distribution according to law
- No flexibility for personal wishes
- Step-children receive nothing
- Friends and charities cannot benefit
- Potential delays in accessing estate assets
- May cause family disagreements
With a Will:
- Distribution according to your wishes
- Can include step-children, friends, charities
- Can create trusts for specific purposes
- Can exclude certain family members
- Typically faster estate administration
- Provides clarity for your loved ones
Need help with intestacy?
Our experts can guide you through the estate administration process when someone has died without a will.
Disclaimer
This article is for informational purposes only and does not constitute legal advice. The information provided is current as of May 2025 but may change due to updates in legislation or court procedures. Always consult with a qualified legal professional for advice specific to your situation.